Why Plan Ahead

Why Plan Ahead

There’s a lot that goes into planning a funeral, but making those arrangements beforehand gives you time to consider all of your options and make sure that you’re covering all of the necessary details. Still feeling unsure? Here are some of the most important reasons why planning ahead may be the best option.

It's Easy

Fill out a form or meet with a member of our staff to put your plan in place. Anyone can create a plan, at any stage in their life, and you always can make changes if you wish.

You Decide

Preplanning lets you create your own unique life celebration. Including your family in the planning process can help them feel connected to you both in life and in death, knowing that your arrangements reflect your desires.

Relieve Your Family’s Burden

Preplanning relieves your family of that burden and gives them more time and energy to focus on healing and remembrance.

You Can Prepay

When you pre-arrange your funeral or that of a loved one, your money is placed into a whole life insurance contract issued through Pekin Life Insurance Company.  Pekin Life Insurance is a top rated insurance company with a proven record of stability and customer satisfaction.  Elle Heiligenstein is a licensed life insurance producer in Illinois and utilizes only whole life insurance policies in order to protect consumers and their investments as much as possible.  Your pre-paid whole life insurance contract is not only guaranteed by Pekin Life Insurance, but also by the Illinois Insurance Commission.  This is important!  Any money that you pay towards your pre-paid funeral contract must be deposited into the Pekin Life Insurance Company within 30 days of receipt.  This is a state law!  You may have read about unscrupulous funeral directors stealing pre-paid funeral funds and "cooking" the books to hide theft-this is scary for anyone interested in pre-paying for their funeral.  Because I only use whole life insurance contracts to fund pre-paid funerals, it is virtually impossible for your money to be misappropriated.  I tell all of my clients who are pre-arranging funeral contracts with me to call me and Pekin Life Insurance immediately if they do not receive proof of deposit of their money within 30 days.  We are completely transparent!  Your trust is of highest importance to me.    

What If I Move?

We keep a record of your preplanned arrangements and any prepayments, and they’re easily transferable to any funeral home in the United States.

Where Do I Start?

First, check out our preplanning checklist to help you consider all your possibilities. Then you can preplan online using our form to create your personalized arrangements or you can schedule a time to meet with our staff to discuss your options and make a plan.

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